Talking about study loans (and stafford college loan)....

I remember during my uni days, student loans are a great help to many students. Why? because not all are born with silver spoon in their mouth. Without money means no school. so if you don't have scholarships, student loan is the next best thing you will ask for.

There are of course many loans. Local we have something like PTPTN. If you are in the states, you probably will come across something like stafford college loan. All loans are usually with the purpose of helping students while maintaining profit. Why profit you might ask. I believe it is fair since they have overhead cost, and as a business you must make income to sustain and go on. But some of these loans are really to help students in need. So go for those who suit your situation and need best. You can always enquire for information, like for example, if you need more information on stafford loan, go ask the department of education Stafford loan for further information. They will sure be glad to assist you with your questions.

I personally am not against loans. I believe when used and planned well, they are timely tools and help. But when you think when you have the moolah, you can do anything you like - like buying the latest hifi stereo or a new motorcycle. Man, i think you better think twice. The money is for you to finish study faster and start paying back! many who thought they now have money and can enjoy, will use the money for other purposes than just to sustain their study needs. In this case, i wish you luck. Hope you don't end up with more burdens than you should.

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