wahlau's online hut

this is not just another sponsored post. i find the topic interesting too: is money your friend, or foe?

i remember the time when some of the friends have started working, and only common complain they say is "money not enough". Until today, i doubt many have changed their statements - money is never enough :)

wait wait, it does not mean i am a slave of money. I am just realistic - if we want, we never think we have enough money. More is better? of course, but not necessarily true with money. The simple reason is - it is not money that is not enough, but our greed and wish to demand for more all the time. 

Talk about managing money, we all know savings is the most basic way. No no, not about your current accounts... But commonly people will tell you savings (fixed or not) are just lazy money. Some will propose home insurance , in times of bad accidents happening, you are insured. But are all these steps really helpful in securing your future with enough funds?

to make things worst, i hear more stories how people get into debt problems. Some took loans more than they can afford, and end up owing banks or worst, ah longs(*), money. Or another trend - credit cards - people end up with a few cards, swapping money from left pocket to right pocket. Mortages also won't solve any problem. What you don't have, you just don't have them. At the end of the day, before you even hit 30 years old, you already hit bankruptcy. There are of course companies that offer debt advice.

I choose to understand things differently. Instead of thinking how i can save, i better think more about my expenditure. Imagine the most you can save and make is a 1% of total amount. if you spend wisely and save some dollars per week, a year might save you hundres of dollar! that is like having a saving account of 20k!

We can have enough money. The key to this - be contended with what you have and can achieve. you don't buy something because it is the most "in" stuffs in the town, or because your neighbours and friends have it. You buy them because you need them. We often over spend, and buy things we don't need. If you can control and live a good life, life does not necessarily be expensive. 

talk about your thoughts as comments. i would like to hear from you how you think about this topic. thanks ;)

note:
* ah longs - chinese word or known word for loan shark in malaysia.

*this is sponsored, but i have something to share :P*